Recurring Deposit

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A Recurring Deposit (RD) with Jijamata Mahila Sahakari Bank is a convenient savings option designed to help customers build a secure financial future through small, regular monthly deposits. It is ideal for individuals who wish to cultivate a disciplined saving habit and accumulate a guaranteed return over a fixed tenure.


Key Features

♦  Monthly Installments
Deposit a fixed amount every month at your convenience.

♦  Flexible Tenure
Choose a deposit period as per your financial goal (commonly 12 to 60 months).

♦  Attractive Interest Rates
Earn assured returns on your deposits with interest compounded at regular intervals.

♦  Safe & Systematic Savings
Perfect for salaried individuals, homemakers, small business owners, and anyone seeking steady savings growth.

♦  Maturity Benefits
At the end of the tenure, you receive your total deposits along with accumulated interest.


Benefits

  • Encourages disciplined saving
  • Helps build a future financial cushion
  • Suitable for all income groups
  • Provides predictable and secure returns

Who Should Choose an RD?

1. Individuals wanting steady monthly savings

2. Parents planning for children’s education

3. Those saving for festivals, events, or short-term goals

4. Anyone seeking a low-risk investment option