Loan Interest Rate

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Sr.No Loan Scheme Name Rate Of Interest Regular
1 A) Personal Guaranty Loan (Regular)   14%
B) Personal Guaranty Loan upto Rs.300000/-    
1.CIBIL score Above 725 13.10%  
2.Cibil Score between 630 to upto 725 14.10%
2 Gold Loan Upto Rs.1,75000, 75% of Valuation 12 month to 15 month 9%  
3 Gold Loan Above Rs.1,75000, 75% of Valuation 35 month 9%  
4 Overdraft Loan Against Gold 75% of Valuation 12 month to 15 month 9%  
5 Farm Cash Credit Against (Gold Mortgage)7/12 extract of Land is required 12 month to 15 month 9%  
6 Gold Loan with latest shop act license/Grampanchayat noc/7/12 extract/Udyam Certificate 8.80%  
7 Loan Against Kisan Vikas Patra/NSC/LIC 12%  
8 Loan Against Fixed Deposit FD Int + 1% Extra  
9 Overdraft Loan Against Fix Deposit FD Int + 1% Extra  
10 Hypothecation Loan (Machinery, Stock, old vehicle )
1.CIBIL score Above 750 13%  
2.Cibil Score between 601 to upto 750 13.50%  
3.Cibil Score between 500 to upto 600 14.50%  
11 Business Loan for New Business/Business owes/Purchase of Material / Machinery Upto Rs.25 Lakh
  Woman General
1.CIBIL score Above 750 12.25% 12.50%
2.Cibil Score between 601 to upto 750 12.75% 13%
3.Cibil Score between 500 to upto 600 13.25% 13.50%
12 Above Rs.25 Lakh to Upto Rs.50 Lakh
  Woman Gneral
1.CIBIL score Above 750 12.75% 13%
2.Cibil Score between 601 to upto 750 13.25% 13.50%
3.Cibil Score between 500 to upto 600 13.75% 14%
13 Above Rs.50 Lakh
  Woman General
1.CIBIL score Above 750 13.25% 13.50%
2.Cibil Score between 601 to upto 750 13.75% 14%
3.Cibil Score between 500 to upto 600 14.25% 14.50%
14 Business Loan Upto 3 Lakh
1.CIBIL score Above 725 13.10%  
2.Cibil Score between 630 to upto 725 14.10%  
15 Builder Loan 16%  
16 Cash Credit Against Mortgage of Stock Loan & Merchant Owes 14%  
17 Salary Secured Loan For Comapany Group Salary (Salary account opened complusary) Complusory deduct loan repayment from salary account & (Salary Must be Credited in Salary Account) 10% to 13%  
18 Loan upto Rs.3 Lakh
1.CIBIL score Above 725 13.10%  
2.Cibil Score between 630 to upto 725 14.10%  
19 Loan Above Rs.3 Lakh 14%  
20 Small Pigmy Loan 16%  
21 Property Mortgage Loan (Upto 25 Lakhs)
1. CIBIL score Above 750 14.50%  
2. Cibil Score between 601 to upto 750 15%  
3.Cibil Score between 500 to upto 600 15.50%  
22 Property Mortgage Loan Upto 5 Lakh Only After Register The Mortgage Charge Of The Bank Name On Extract Of Grampanchayat .
1.CIBIL score Above 750 13%  
2.Cibil Score between 601 to upto 750 14%  
3.Cibil Score between 500 to upto 600 15%  
23 Rent Discount Loan  14%  
1. Upto Rs.10 Lakh  
2.Above Rs.10 Lakh To Upto Limited Rs.20 Lakh  
3.Above Rs.20 Lakh To Upto Limited Rs.2 Crore  
24 House Purchase / Construction Loan 
1 Centres with Population 50 lakh and above = loan limit 50 lakh , maximum cost of dwelling unit 63 lakh 
2 Centres with Population of 10 lakh and above but below 50 lakh = loan limit 45 lakh, maximum cost of dwelling unit 57 lakh 
3 Centres with Population below 10 lakh = loan limit 35 lakh, maximum cost of dwelling unit 44 lakh 
    Priority Non Priority
  1.CIBIL score Above 750 9.50% 10.50%
  2.Cibil Score between 601 to upto 750 10% 11%
  3.Cibil Score between 500 to upto 600 10.50% 11.50%
25 Vehicle Loan
  Two Wheeler Loan -Regular(CIBIL score Above 725 Required 1 Guarntor & Cibil Score between 600 to upto 725 Required 2 Guarntor )
  90 % Ex showroom price upto Rs.1,00,000/- (loan amt) 9%  
  85 % Ex showroom price upto Rs.3,00,000/-(loan amt) 9%  
  75 % Ex showroom price above 3,00,001/- 10%  
  (Except RTO tax & Insurance Amount for Above Loan)
  Two Wheeler Loan -Electric(CIBIL score Above 725 Required 1 Guarntor & Cibil Score between 600 to upto 725 Required 2 Guarntor )
  90 % Ex showroom price upto 1,00,000/-  
  1.Cibil Score above 725 9.60%  
  2.Cibil Score between 600 to upto 725 10.10%  
  85 % Ex showroom price upto 3,00,000/-  
  1.Cibil Score above 725 9.60%  
  2.Cibil Score between 600 to upto 725 10.10%  
  (Except RTO tax & Insurance Amount for Above Loan)
  75 % Ex showroom price above 3,00,000/-  
  1.Cibil Score above 725 9.60%  
  2.Cibil Score between 600 to upto 725 10.10%  
  (Except RTO tax & Insurance Amount for Above Loan)
  New Car Loan (Electric & Regular) 85% Amt of Ex.showroom Loan Amt Upto Rs.1000000/-
  CIBIL score Above 725 Required 1 Guarntor 9.60%  
  Cibil Score between 600 to upto 725 Required 2 Guarntor 10.10%  
  Car Loan (Electric & Regular) 80% Amt of Ex.showroom Loan Amt above Rs.1000000/-
  CIBIL score Above 725 Required 1 Guarntor 9.60%  
  Cibil Score between 600 to upto 725 Required 2 Guarntor 10.10%  
  Commercial Vehical Loan ( 2 guarantor compulsory )
  80% of Quotation price upto 10,00,000/- 10%  
  80% of Quotation price above 10,00,000/- 10%  
  Personal Old Vehicle Loan 
CIBIL score Above 725 Required 1 Guarntor 10.60%  
Cibil Score between 600 to upto 725 Required 2 Guarntor 11.10%  
Commercial Old Vehicle Loan ( 2 guarantor compulsory )
Amt upto 1000000/- 11%  
Amt above 1000000/- 11%