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🏦 Jijamata Mahila Sahakari Bank Ltd. Pune aims to promote the habit of saving and provide financial services, particularly empowering women and the economically disadvantaged. The bank offers various deposit accounts to suit different needs.

💰 Key Savings Scheme & Interest Rate

The bank offers a basic saving scheme and a special saving scheme:

Scheme Name

Interest Rate (Approx.)

Applicable To

Jijamata Regular Saving Scheme

2.50% (Regular)

General Depositors

 

4% (3% + 1% Extra)

Retired and Ex-Employees

Jijamata Special Saving Scheme

4.00%

General, Co-Op. Soc/Trust, Senior Citizens

Note: Interest rates are subject to change. Please verify the latest rates with the bank.

✨ General Features & Services

♦ Purpose: To encourage savings among the middle and lower classes and provide secure financial transactions.

♦ Account Types: Offers various accounts, including no-frills, zero deposit and feature-rich, customised accounts.

♦ Accessibility: Services are offered across their branches in the area of operation (Maharashtra State, with Head Office in Pune).

♦ Deposit Insurance: Deposits are covered under the Deposit Insurance and Credit Guarantee Corporation (DICGC) guidelines.

♦ Ancillary Services:

  • ATM/Debit Card facility (Implied, as service charges for ATM transactions are mentioned).
  • Cheque Book facility.
  • SMS Alerts.
  • Locker facilities (available at specified branches).

📝 How to Open a Saving Account

Any Indian citizen aged 18 and above, as well as minors (through parents/legal guardians), is eligible to open an account.

Required Documents:

The applicant must submit the following valid, Government-recognized proofs:

1. Proof of Identity: Aadhaar Card, Passport, Driving License, Voter's ID Card.

2. Proof of Address: Aadhaar Card, Passport, Driving License, Voter's ID Card.

3. PAN Card (or Form 16 if PAN is unavailable).

4. Recent Passport Size Photographs.

An initial deposit, which depends on the chosen account type and minimum balance requirement, is necessary upon approval.

📞 Contact Information for Enquiries

For the most accurate and current information regarding minimum balance, service charges, withdrawal limits, and account features, it is recommended to contact the bank directly:

♦ Head Office Address: "Malati-Madhav", 1639 B, Sadashiv Peth, Tilak Road, Pune 411030.

♦ For more information Contact to your nearest Branch.

♦ Email: admin@jijamatabank.com